Flooding is the most common natural disaster in the United States and can happen anywhere at any time. It may happen with only a few inches of water, or it may cover a house to the rooftop. While it can happen without notice, there are some areas that are more prone to flooding. The physical damage caused by flooding depends on the speed and level of the water, the duration, terrain, and environment. It can cause fatalities and serious injuries, wreck transportation routes, cause power outages may be disrupted, contaminate drinking water, and collapse homes and buildings. Even a few inches can cause thous ands of dollars in damage.
There are steps you can take to prepare for flooding and to minimize your losses.
Safeguard your possessions and start by creating a personal flood file in a waterproof deposit box or container. Be sure to include:
A copy of your insurance policies
A household inventory for insurance purposes
Copies of all important documents, including finance records or receipts of major purchases
Prepare your house by making sure you always have battery operated back-up to all electronic items, keep your home and gutter clear of debris, raise all electrical components, move all valuables to a safe place.
Most importantly, you want to develop a family emergency plan. Always create a kit to include water, canned food, first aid, blankets, a radio, and a flashlight. Be aware of all emergency contact numbers, plan an evacuation route, and be sure to have a plan for your pets as well.
While you are at it- -update that flood insurance policy!