Simply defined, it is:
- a : the business of insuring persons or property
- b : coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril
- c : the sum for which something is insured
2 : a means of guaranteeing protection or safety <the contract is your insurance against price changes>
Again, that is just the simple definition.
For some of us that is just a bill we automatically pay each month or a deduction that comes immediately out of our paychecks. For others, it is a lifeline and security for the future. For all of us, it is extremely important.
Sometimes it is difficult to know which policy is the right policy.
Do you have what seems like endless questions regarding insurance coverage?
You are not alone.
You are not the only person to wonder about the who, what, when, where, why, and how?
Who needs insurance? Who do I talk to about coverage?
What are the types of insurance? What do I need to do to get insured? What will it take to get the coverage I need? What are the best rates?
When do I need to get life insurance? When will my policy become active?
Where do I find a reliable insurance broker? Where can I compare rates? Where is my money going?
Why is insurance so important?
How much is insurance? How do I know I will be approved? How long before my coverage begins?
The questions seem endless and it all can be so confusing.
However, the right insurance agent already has the answers and can take the infinite list and narrow it down to just a few simple statements. Education is the key to choosing the right policy/policies for you and your loved ones. The types and varieties of insurance policies are almost infinite. They include different features, coverage, and most definitely, costs. It takes a certain amount of research – and patience – to find the right policies. This is not something that you can go into blindly or just haphazardly sign on the dotted line without being completely educated. The best thing to do is NOT go at it alone. Yes, spend the time educating yourself, but also invest in partnering with an insurance agent – that you trusts and make you feel comfortable. This partnership can last a life time and greatly decrease the amount of confusion and stress that can surround the purchasing of various insurance policies.
A competent and successful independent insurance agent can and will provide you with clarity, information, quotes, and a policy. Please contact us today. We have all of your insurance needs covered.