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New Year Update

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New Year Update

As humans, people, consumers, etc… We love to constantly update our life status, as well as be up-to-date on the latest and greatest. It can be the newest cell phones, techno-gadgets, movies, and fashion – whatever. We like to appear to our social universe as being interesting, exciting, fresh, and new. It is a competition of who can post and update first or who can get the newest ‘it’ item. Nobody wants to finish last or be left behind. It is all about the update!

Do you know what else needs to be updated?
Your insurance policies.

The start of the year is always a good time to review all of your polices and make any necessary changes. However, it is almost entering the third month of the year – have no fear! There is still plenty of time to update, but don’t procrastinate.
I know a woman that updates her policies almost a dozen times per year. She is always reviewing coverage to ensure that it matches with her current coverage needs and lifestyle. Marriage, divorce, children, pets, change of job, business ownership, and health – all of these events create a change in insurance policies. She consistently updates, because she knows that as life goes through changes, the amount and type of coverage for each policy must also change.

Have you made any major purchases? Save your receipts and educate yourself on inflation and exchange rates (for items purchased overseas) and how those might affect the value of your items and the replacement value as well. On the other side, be aware of insured items that have potentially depreciated. You don’t want to be paying a ton of extra money for being over-insured.
Did you do any major home renovations? Added solar panels? Updated your security system? Yes – you need to update!

Don’t get discourage or confused and feel like you have to go at this alone. Yes, there is plenty of information you can find on the internet, but our recommendation is to contact your agent and allow them to assist. Updating isn’t a difficult process, but it is an important one that deserve a lot of attention to detail. The right changes can save you money – now and in the future.

NOW might be a good time to review and update all your policies and make sure everything is still in alignment with your lifestyle. Then you can be the first among your friends to brag and update your social status!

Update NOW!
Update NOW!
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