I always knew the importance of life insurance, how it is in place to protect your loved ones in the event if your death, but despite knowing the importance of it, I never actually went out and obtained it, at least until I was told I had HIV. That is something you never expect to hear, but is something that truly changes the way you think and feel about your life. HIV is one of those things that you have heard so much about on the news, in the movies and with other programming and material. However, while it is serious and you have to live with it for the rest of your life, it is not something that is going to completely stop your life and prevent you from living it. I have been living with HIV for three years now, and while I am still new to it, I underst and the need to have life insurance in order to protect my family.
I do not want my family to suffer through having to pay for my medical expenses and my final costs. As long as I can prevent the HIV from developing further, it is something that I know I can live with, but I still want to protect my family with the help of the life insurance.