payment – Susman

December 23, 2016

Protect That Payment

The purchasing of a new home means you need some additional insurance. Something you should consider is Mortgage Protection Insurance.

Mortgage Protection Insurance is like life insurance protection for your home or property. It pays your mortgage in situations like death, loss of your income source or job or become disabled. The cost of Mortgage Protection Insurance varies from one person to another. There are other factors taken into consideration by insurance providers in assessing your insurance cost. Some of the factors include your type of work, your age, health status and value of the property and your mortgage payment among others. The mortgage protection Insurance is relatively easy to get and providers usually ask few questions on the application form, which means that overwhelming majority of home owners can get this insurance. It is beneficial to people who may be deemed uninsurable or for those considered “high risk” which generally carry higher rates. People who work in situations deemed as high risk occupations or people with health issues may also benefit from buying a Mortgage Protection Insurance.

Whether you choose to get this additional insurance or not, there are serious benefits to consider and you should always prioritize protecting yourself, your family, and your home.

October 7, 2016

Let’s Make A Deal

We are all always on the look-out for the best deals. From groceries to cars to vacations. Everyone wants the best product or service at the very best price. While there are some groups of people that brag about how much they paid for something, there is a larger group that would rather brag about how much they saved.

I fall into that category. I LOVE to save money, especially on my favorite items. I wouldn’t call myself a bargain shopper, but I do spend time looking for a deal. My personal taste ranges from generic to fancy – it just depends on the item. While I do believe ‘you get what you pay for’ to a certain extent, I also believe I can purchase most of my stuff on a deal. I have multiple websites I visit before purchasing an item – obviously at the best price I can find. I constantly search or travel deals and spent almost a month car shopping. Like I said, I like to save money – oh, but I don’t coupon which is kind of funny.

One of the items I spent time researching is insurance. I want the best policy, with the best coverage, at the best price – or at least at a price I can afford and fit into my budget. Isn’t that what we all want? I don’t recommend just arbitrarily signing -up for the first insurance company and policy that you find online. Take time to find an agency AND agent that is the right for you and that offers the polices that you need and the coverage that you want. You are paying to have added protection for the things most important in your life. While finding the best deal is always something to brag about, so is finding the absolute best insurance.

video-game-deals

September 26, 2016

Insurance Trackers

By now you have probably heard about those car insurance trackers – you know, the advertisements that talk about those little devices you somehow plug into your car so it can track how you drive and then determine how much you should par for your car insurance and what level of insurance you need…??

How do those work? Do they really serve as a way to save you money?

The device connects to the internal computer system of your vehicle and sifts through all the information and date until it finds what it needs to determine how safely you drive. This info is then sent directly and wirelessly to the insurance company that you opted in with for this program. Often times you have to use the tracker for at least six months. During this time period, the device tracks habits, speed, accidents, time spent driving, distances, level and rate of braking, and sometime even location.

There are pros and cons to using such a device. Many consumers find the tracker to be a success and saved money in the process. Others didn’t like the outcome, didn’t save ‘enough’ money, or didn’t find the process to be fair. As of now, nobody is required to utilize a tracking device. You best bet is to stay in contact with an insurance agent you trust and keep your car insurance updated at all times.

Protect That Payment

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