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Holiday Crime

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Holiday Crime

Did you know that per police department statistics all over the United States, crime rates for theft and robbery increase dramatically during the holiday season? The time of year that is supposed to make people tankful, grateful, and feel more charitable, causes certain types of people to prey on those with gifts loaded into cars and piled under the tree.  Burglary, theft, fraud, harassment, stalking, alcohol induced violence, and many other issues and crimes kill the holiday spirit and can happen anywhere.  Be on the lookout for any suspicious activity.  Always make sure you lock your doors – at home, your business, and your car.  Don’t leave any shopping bags or personal belongings within clear view.  Keep some lights on when you are gone and avoid keeping curtains open so strangers can’t look inside.

The holidays should be a fun and happy time for you and your loved ones.  Unfortunately, reality has a mean way of reminding us that not everyone has the same respect for each other and that there are bad people among the good ones.  It is easy to get lost in all the shopping chaos and magic of the season – but just keep your eyes open a little wider and takes the couple extra steps to keep yourself and your loved ones protected.  Oh – and the presents.  You want to protect those too!

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Keeping Your Home Safe

Our previous blog was about protecting and keeping your children safe on Halloween.  There is something else you need to keep safe as well – your home.  Whether you stay home to h and-out c andy or join your kids in the neighborhood, you still need to take steps to keep you home out of harm’s way as much as you can.  It is unfortunate that property crime increases on Halloween, but you can still try to decreases the incidences.

Start by reviewing your insurance.  You want to make sure you are covered in the event of v andalism or burglary – the two mist popular crimes on Halloween.  If something happens, you will want that policy to be updated well in advance.  You also want to review your car insurance policy. If you park your car outside, it is worth it to make sure you are protected from v andalism to your vehicle.

Don’t turn-off all your lights.  Some people do this to let other know they aren’t h anding out c andy.  Other do it when they leave to take the kids out.  Either way, leave a light and television on to make people think someone is home.  A couple of rings of the doorbell might be annoying, but not as much as a break-in would be.  Yes – break-ins happen all the time on Halloween, because there are so many people walking around that hardly anyone notices what is going on. KEEP LIGHTS ON!

Stay off of social media.  Announcing where you will be and when gives criminals the perfect opportunity to find you or your empty home.

We hope you have a safe and happy night!

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Personal Protection From Crime

According to the U.S. Department of Justice Bureau of Statistics, property crime makes up slightly more than three-quarters of all crime in the United States. Not only that, in about 84% of all burglaries, the offender gained entry into the victims residence or other building on the property. And today, crime extends far beyond the doors of your home. The U.S. Postal Service recently reported ten million incidents of identity theft in the United States.

In this issue of the "Insurance Reporter," we focus on protecting yourself and your loved ones from burglary and crime. How can you feel empowered instead of frightened? How do you improve security at your home? Are guns in your household really the way to go? Read these stories and more to get some of the facts you need to make safety improvements in your life.

We appreciate your continued business and look forward to serving you.
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Karl D. Susman

Personal Protection From Crime

Safety Expert Shares Tips To Feel Empowered Instead Of Frightened
At some point in your life, you may run the risk of being a victim of crime.
Instead of feeling frightened, however, safety expert Tom Patire says you can feel empowered if you know how to protect yourself.
Patire’s newest book, "Personal Protection H andbook," is full of tips for protecting yourself and your family. When he wrote this book, he went right to the source, talking to people who were serving time. They all told him, "We didn’t choose the victims, they chose themselves."
Patire tells The Early Show co-anchor Rene Syler, "The bad guy is st anding in the wings looking around and sees the person on the cell phone looking at the ground or the air and they become an easy mark. Most people will park their car real quick and rush to the store and forget where they parked their car and w ander loosely around out there and who comes? The bad guy."

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How to Protect Your Home From Burglars

Get Tips on Making Your House Safer When Thieves Come to Call
Ridgewood, N.J., schoolteacher Noreen Clark was sure her home was safe from an intruder invasion. The daughter of a retired police officer thought a security system she had installed when she purchased her home last December would prevent burglary.
She also changed all the locks, and if that didn’t work, there was always her golden retriever Jack.
"I feel very secure here. I feel that, on a scale of one to 10, I’m close to a nine or a 10," Clark said.
She was so confident that she agreed to let "Good Morning America’s" safety and security expert Bill Stanton come out and audit her home.

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Nowadays, Crime Prevention and Technology Are Often Interwoven
It didn’t take long for video images of the crash of the US Airways plane in the Hudson River to be available everywhere. The crash was recorded by a security camera, one of the most prevalent uses of technology in crime prevention. Moreover, a recent article in Parade magazine stated that Las Vegas was the best place in the country to have a heart attack, with a 67 percent survival rate. The remarkable rate was attributed to the vast amount of human and electronic security present in Las Vegas casinos and on Las Vegas streets. The Parade article also stated that the survival rate in Chicago, where there are no casinos, is just 2 percent. Technology has changed our world.

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Identity Theft
According to the U.S. Postal Service, there were almost ten million incidents of identity theft in the United States in 2004 at a cost of $5 billion to consumers.
Victims report spending 30 hours, on average, cleaning up after an identity crime at an average cost of $500.
It’s in the newspapers every day and on the news every night. People worry that someone will run up charges on their credit card or fleece their bank account while their back is turned. There is reason to worry. All a thief needs is your Social Security number to commit identity theft. This crime is relatively easy to commit, but investigating and prosecuting it is complex and time-consuming. But once you know the facts and some preventive measures you can take, you can win the fight against identity theft!

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Lethal Weapons In The Home


Picture this. It’s late at night and you hear a noise at the back door or a window inside your home. You get up to investigate and find an intruder breaking into your home. What would you do?
The first answer is to call the police, but in the time it takes for them to arrive, a criminal may harm you or your family. Chances are the home invader will be armed with a knife or a gun, so the job of defender may be left entirely up to you.
Owning A Gun

While it’s always wise to do everything you can to safeguard your home from a break in, if a criminal is intent on getting into your house, chances are they will. This frightening concept causes home owners all over the country to purchase firearms and keep them easily accessible. Simply having the gun can make people feel safer, but if you own one it is vital to learn how to properly h andle, maintain and fire the weapon.
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