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Considering the Cost of Home Insurance Before You Buy

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Considering the Cost of Home Insurance Before You Buy

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The National Association of Realtors and the Insurance Information Institute strongly recommend that homebuyers obtain information on a home’s condition through reports such as "CLUE" and "A+." These reports provide a history of home loss history reports for the previous five years and help determine the amount of your home insurance premiums once the property is purchased. In other words, the projected cost of insuring your new home in Toluca Lake should be a key factor in choosing which property to buy, not just a final detail to be taken care of before closing.

All parties are said to win with loss reports. The seller is helped to demonstrate full disclosure, the buyer knows the property history and estimated insurance costs and insurance companies are helped to manage costs and keep rates stable.

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