Insurance agents are all about the big sale. They want to sell you everything you don’t need so they can get a tidy check at the end of every month. All they care about is getting your money. These are all common sentiments when people discuss insurance. We have all heard the horror stories. On one h and, we have an uncle who was badgered so much by his insurance agent, he finally got sick and died with the exact same disease the agent told him would be covered if he bought the new policy. Luckily he had purchased the policy, so his untimely death was not in vain.
Insurance agents are often unscrupulous, trying to get clients to purchase more insurance than they really need at inflated prices. They talk so fast you would have to have bionic ears to decipher all the rhetoric they throw in. Most try and convince their intelligent clients they don’t underst and, but what they are actually doing is trying to confuse and manipulate the buyer. What they tend to forget is, most of their clients aren’t as dumb as they want them to be and will often wise up fairly quickly.
The fact is all insurance agents are not the same. A good life insurance agent will help you figure out what your family will need in case of an emergency and you are no longer there to provide for them. They will get you what you need without burying you financially. Some agents actually care and try to do the best by their clients.