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American Dream

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American Dream

How would you describe the American Dream?

By definition, it is the ideal that every citizen of the United States should have an equal opportunity to achieve success and prosperity through hard work, determination, and initiative. The terms was originally coined in 1931 by writer and historian James Truslow in Epic of America. He wrote:
“The American Dream is that dream of a l and in which life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement. It is a difficult dream for the European upper classes to interpret adequately, and too many of us ourselves have grown weary and mistrustful of it. It is not a dream of motor cars and high wages merely, but a dream of social order in which each man and each woman shall be able to attain to the fullest stature of which they are innately capable, and be recognized by others for what they are, regardless of the fortuitous circumstances of birth or position.”

There are so many opportunities available to you for your own American Dream. Is what you have now what you dreamed it would be?
Regardless of the path you chose or are currently choosing in pursuit of your personal American Dream, you want to make sure you include insurance coverage and protection. For example, a big part of many people’s dream is to become a homeowner. You pinch pennies, tighten the budget, and save-save-save – finally you buy a home!!

Immediately – Get Homeowners Insurance! Homeowner’s insurance is a specific type of property insurance that protects your home against damages or to your possessions in the home. It also provides liability coverage against accidents in the home or on your property. So, if your buddy drinks a little too much, trips over your dog, and falls down the stairs – you are protected! However, ‘acts of god,’ war, aliens, earthquakes, floods, zombies, and many others are not covered and you may have to seek different policies for some of those items. You can’t just pick any homeowners policy. There are seven forms of homeowners insurance that offer various levels of protection depending on your needs. The best way to choose your level of coverage is to work with you insurance agent. They can evaluate your needs as a homeowner and recommend the best level of coverage.

There is so much more of your dream to protect than just your home. Evaluate where you are – where you are going – where you want to be – and get that insurance so your American Dream stays protected!

American Dream
American Dream

Preparing for a hurricane

Preparing for a hurricane

You may have heard the terms “hurricane watch” or “hurricane warning”. The terms have different levels of preparedness that are required and are described below.

With either type of alert, it is important to be prepared. What you do beforeh and can determine how well you weather the storm and recover from it. Here are some preparation tips:

  • Prepare a survival kit that includes water and non-perishable food for everyone including your pets; a portable radio; flashlights and batteries.
  • Plan your evacuation route and make sure you leave as soon as an evacuation order is issued. Also, please be sure to fuel up your car before you leave.
  • Make sure you have car chargers for your cell phones and portable devices.
  • Close storm shutters and board up all windows and glass doors.
  • Secure all outdoor objects or move them inside.
  • Bring in gas or charcoal grills, but do not use them inside or even store propane tanks inside the house or garage. Chain propane tanks in an upright position to a secure object away from your home.
  • Secure your boat or move it to a safer place.
  • Fill your emergency generator fuel tank, if you have one, and have spare fuel on h and. Be sure to store generator fuel in an approved can away from the house, open flames and fuel-burning appliances such as natural gas appliances.

As soon as you hear of a hurricane watch or warning, it is important, depending on the type of alert, to immediately begin or complete your preparedness. You can never be too prepared when it comes to protecting your loved ones and your property.

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