Just like that…September is over.

Bring on PUMPKIN TIME!

I LOVE October. The weather finally starts to cool off (a little), the leaves change, and pumpkin foods fill the stores. Costume and c andy time will come at the end of the month, but until then it is all about fall weather and pumpkins for me. Beside Halloween, it is pretty much the last month of relaxation and mellow time before the holiday frenzy sets in. It is probably a really good time to create your monthly to-do list and re-prioritize. The more projects, err ands, and such that you complete during October, the less stress you will experience during November and December. After all, who doesn’t want to feel more focus when planning the holidays and doing all that shopping?

If you didn’t put this on your list at the beginning of September, it is no time to put it at the top of your to-do list for October – IT IS TIME TO GET A LIFE INSURANCE POLICY.

Come on…no more procrastinating or excuses. There is absolutely no reason for you to continue without a policy. Do it today and get it out of the way. You will have the rest of the month to work through your remaining to-do list and can do it without the stress of worry about a life insurance policy.

Prepare for a weather emergency

Preparing For Winter Emergency

What to do before a storm
What to do after a storm

What to do before a storm

Protect your property

Ensure that your property is protected to the fullest extent possible:
- Install storm shutters in wind-prone areas.
- Secure or store outdoor furniture and loose items.
- Trim tree branches that are close to the structure; remove dead trees or limbs.
- Reinforce garage doors.
Inspect and replace caulking and weather stripping around doors and windows.
Be sure you have a copy of your insurance policy and an inventory of the property and contents in a safe place.

Protect Yourself and your Family

Be sure you have these items on h and:
- Battery-operated radio and flashlights with fresh batteries.
- Supply of bottled water and non-perishable food.
- Blankets and clothing.
- First aid kit and any necessary prescription medications.
If you’re in an area prone to power outages, consider purchasing an auxiliary generator.
Familiarize yourself with evacuation routes, and if asked to evacuate, do so.
Be certain your car is in good working order and the tank is full.

What to do after a storm

Make sure all family members are safe. Listen to the radio for public service announcements. If evacuated, do not return to your home until authorized to do so. If at home, wait for the “all clear” announcement before venturing outside.
Don’t touch downed power lines; assume they are live no matter how long they have been down.
Check for gas leaks. If you smell gas, leave immediately and call the utility company from a neighbor’s house.
Don’t try to move large trees or branches that have fallen on your home. You could hurt yourself and possibly increase the damage to your home.
Cover broken windows or holes in walls or roofs to prevent further damage.

“Fall” Into a Policy

“Fall” Into a Policy