Don’t Touch That Butterfly

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Don’t Touch That Butterfly

When I ended my last post we were discussing some of the weird facts about the state of California. We discussed the riparian brush rabbit in some depth. We even had the opportunity to talk about my favorite subject, the covert activity of one brush fire b andit. I am sure the authorities are all over that by now. Your days are numbered buddy.

It never ceases to amaze me how a blog about insurance can be so topically broad and yet still have impact. There are multitudinous topics that have both humor and depth, that need to be explored. Okay, everyone needs insurance. Honestly everyone is Los Angeles needs to be doubly insured. With that being said, who wants to read 500 words or more of me telling you how important it is to be insured? I didn’t think so. You do, however need to be reminded; at least at some subliminal level that insurance is important. Consider yourself reminded.

Normally, I am all over the place when it comes to making these posts, but today, I am thinking I have some subject matter that may take up the majority of my time with you. Did you know that in Pacific Grove thare is a law on the books that imposes a $500 fine for “molesting a butterfly” (their terminology, not mine)? That’s right; you can literally be fined $500 for physically harassing a butterfly. Help me underst and this. For those that actually like to allow butterflies to light on their h and or finger, you could be coughing up $500. You guys in Pacific Grove are taking your butterflies a little too serious for me.

Personally, the law would never directly impact me because I am not one to play with insects. As far as I’m concerned, we live in two different worlds; they don’t bother me and I will definitely not bother them. However, I know everyone is not like me.

I wonder what happened to make putting that law on the books necessary. I am sure that they were not up there just sitting around looking for laws to put on the books and someone said, hey, let’s charge people $500 for touching butterflies. Then again, who knows? Fines are a town’s number one revenue generator. The local people would know better, but someone from a place like Pacific Palisades will probably not be aware of the law and end up on the wrong end of a citation pad.

Alright, let’s take some time to wrap our heads around this for a minute. There is all kinds of violence going on (making health and life insurance very necessary) in the state, and this town is so bored that they literal post a law to their books that charges a person five big ones for touching a butterfly, you got to be kidding me.

I am actually thinking about contacting the mayor’s office in Pacific Grove and getting an official statement on what prompted the writing of that law. What kind of people do they have down there that makes them feel the need to protect the butterfly to such an extent? Right when I think I have California figured out.

Headed Out West

Many people have called insurance the necessary evil. No one wants to pay for insurance, but everyone has to. Whether you are speaking about medical insurance or automobile insurance, insurance is quite necessary. If you don’t think so, stop making your premium payments on your medical insurance, and then take a trip to the doctor’s office. Please don’t look surprised when the receptionist asks for more than your usual $10.00 co-pay.

Yes, we all need insurance. I don’t think anyone needs insurance more than the people that live in the state of California. California is an insurance haven. There is earthquake related insurance. There is fire insurance (this is very necessary because at some point in your life in California a brush fire is going to threaten your home).

In California you need travel insurance because nothing is close in proximity. If you live in Los Angeles you will needed health insurance because the smog is going to get you.

While on the subject of Los Angeles we might as well discuss auto insurance, because no one there can drive, but everyone is in a hurry to get somewhere. While on the subject of traffic I have to pose a rhetorical question: How is it that the 2nd largest city in America has road construction going on constantly, but the traffic never improves. This is just a little something that boggles my mind.

I hate to keep picking on Los Angeles, but Santa Monica doesn’t register on the insurance Richter scale like Los Angeles. With that being said, if you live anywhere near South Central Los Angeles, you will need life insurance. Don’t be surprised if the premiums are a little higher than normal. You will soon find out why.

Back to earthquakes; why in the world are people literally making plans on retiring to a state in which the ground moves; frequently! No, really, the ground moves! Maybe, I am not being clear enough, the ground moves. In fact, if I was out there I would need extra health insurance because I would be consumed with postulating when the state will fall into the ocean. Who makes predictions like that anyway? Imagine, you are watching the news and the weather guy says, “Today we have sunny skies and no chance of rain. You can expect the high to be around 92, and by the way, look for the state to total fall off into the ocean. Are you kidding me?

How many parents couldn’t get their kids to go to school after something like that?

The truth is that California is an awesome state and next to San Francisco, Los Angeles is my favorite city to visit there, but even in a gorgeous state like California things happen. No, no one wants to give a company money on a just in case scenario, but the alternative is definitely not a good one.

So, we will have to learn how to fork over the cash and smile, because when that accident happens or that surgery is needed, we will be thinking, “Man, I am so glad I got this insurance.” It is always better to be safe than it is to be sorry.