When I ended my last post we were discussing some of the weird facts about the state of California. We discussed the riparian brush rabbit in some depth. We even had the opportunity to talk about my favorite subject, the covert activity of one brush fire b andit. I am sure the authorities are all over that by now. Your days are numbered buddy.

It never ceases to amaze me how a blog about insurance can be so topically broad and yet still have impact. There are multitudinous topics that have both humor and depth, that need to be explored. Okay, everyone needs insurance. Honestly everyone is Los Angeles needs to be doubly insured. With that being said, who wants to read 500 words or more of me telling you how important it is to be insured? I didn’t think so. You do, however need to be reminded; at least at some subliminal level that insurance is important. Consider yourself reminded.

Normally, I am all over the place when it comes to making these posts, but today, I am thinking I have some subject matter that may take up the majority of my time with you. Did you know that in Pacific Grove thare is a law on the books that imposes a $500 fine for “molesting a butterfly” (their terminology, not mine)? That’s right; you can literally be fined $500 for physically harassing a butterfly. Help me underst and this. For those that actually like to allow butterflies to light on their h and or finger, you could be coughing up $500. You guys in Pacific Grove are taking your butterflies a little too serious for me.

Personally, the law would never directly impact me because I am not one to play with insects. As far as I’m concerned, we live in two different worlds; they don’t bother me and I will definitely not bother them. However, I know everyone is not like me.

I wonder what happened to make putting that law on the books necessary. I am sure that they were not up there just sitting around looking for laws to put on the books and someone said, hey, let’s charge people $500 for touching butterflies. Then again, who knows? Fines are a town’s number one revenue generator. The local people would know better, but someone from a place like Pacific Palisades will probably not be aware of the law and end up on the wrong end of a citation pad.

Alright, let’s take some time to wrap our heads around this for a minute. There is all kinds of violence going on (making health and life insurance very necessary) in the state, and this town is so bored that they literal post a law to their books that charges a person five big ones for touching a butterfly, you got to be kidding me.

I am actually thinking about contacting the mayor’s office in Pacific Grove and getting an official statement on what prompted the writing of that law. What kind of people do they have down there that makes them feel the need to protect the butterfly to such an extent? Right when I think I have California figured out.

Bob put on his sunglasses as he stepped out into the California sunshine. With no appointments on his calendar, and a beautiful day outside, Bob intended to take the day off and relax. A trip to the beach or maybe a drive along the coast. Checking to make sure he had everything, Bob set off for a day of sun and fun.

Before he could even start his car, his cell phone was going of. Checking the number, he answered to hear the shaky voice of one of his clients. Her Beverlywood home had been flooded when her built-in swimming pool had cracked. The damage to the home was covered by her home owner’s insurance, Bob assured her, and explained how she could file a claim.

Bob decided to stop at the store to pick up some supplies. When he reached the store, his phone rang again. Answering the call from his client and friend, he sat stunned as his friend explained the amazing story of how his yacht had tangled with another during a launch of a new boat at the California Yacht Club in Marina del Rey. The yacht, while still floating, was decidedly leaning starboard. Bob tried to console his clients sinking spirits as he helped him.

Bob ran in and picked up some drinks to take along on his trip. As he loaded up his cooler, his phone rang once again. Was this really a day off? As Bob answered the phone, a blast of car horns, noise, and sirens came out. Surprised he almost dropped the phone. Listening, he heard a famous client of his yelling at her driver. Apparently a fender bender on the Pacific Coast Highway had her all heated up. Setting her straight on what she needed to do, Bob still had time to make it to the beach and relax.

Before long, Bob had reached his destination and was laying in the sun, soaking up some sun and enjoying the view of the California coastline. The beach wasn’t crowded and the day seemed to have calmed down. But just as that thought passed through his mind, the wind picked up and the sun went behind the dark storm clouds. He just had enough time to gather his things before the rain started.

On the way home, Bob thought about all his clients and how he was lucky that things like this didn’t seem to happen to him;. When Bob pulled into his driveway, something didn’t seem right. He had locked the front door when he left, so why was it hanging open? Bob waited for the police to arrive before entering to find that he had been the victim of a break in. They had taken everything of value they could find, including his electronics, his art, anything they could grab.

After filing the police report, Bob sunk into his couch and look at where his flat screen television use to be. With a sigh, he pulled out his phone and called his insurance agent. At least he was covered. It pays to have the right insurance.