Just like that…September is over.

Bring on PUMPKIN TIME!

I LOVE October. The weather finally starts to cool off (a little), the leaves change, and pumpkin foods fill the stores. Costume and c andy time will come at the end of the month, but until then it is all about fall weather and pumpkins for me. Beside Halloween, it is pretty much the last month of relaxation and mellow time before the holiday frenzy sets in. It is probably a really good time to create your monthly to-do list and re-prioritize. The more projects, err ands, and such that you complete during October, the less stress you will experience during November and December. After all, who doesn’t want to feel more focus when planning the holidays and doing all that shopping?

If you didn’t put this on your list at the beginning of September, it is no time to put it at the top of your to-do list for October – IT IS TIME TO GET A LIFE INSURANCE POLICY.

Come on…no more procrastinating or excuses. There is absolutely no reason for you to continue without a policy. Do it today and get it out of the way. You will have the rest of the month to work through your remaining to-do list and can do it without the stress of worry about a life insurance policy.

Fall maintenance tips

Prepare your home for cooler days ahead.

Fall foliage is beautiful, but not when it builds up in your gutters! Take these tips into account during the cool autumn months.

Have your furnace cleaned and inspected annually by a qualified technician.
Keep flammable materials, including all lawn and power equipment, away from water heaters and wiring in the basement.
Insulate water pipes in areas exposed to cold temperatures, and turn up the thermostat during extra cold periods.
Check for damage to your roof, and clean gutters and downspouts to keep debris from accumulating. This is especially important during the fall season to keep leaves from building up in gutters.
Check and repair caulking around doors and windows that show signs of deterioration.
Check caulking around showers, bathtubs, sinks and toilet bases; and make repairs as needed.
Have your chimney cleaned and maintained annually by a professional.
Clean and/or replace your furnace filter.
Clean the clothes dryer exhaust duct and space under the dryer. Remove all lint, dust, and pieces of material.
Check your electrical outlets for potential fire hazards such as frayed wires or loose-fitting plugs. Be sure not to overload electrical outlets, fuse boxes, extension cords or any other power service.
Keep a mufti-purpose fire extinguisher accessible, filled and ready for operation.
Inspect your smoke detectors. Make sure there is one on each floor of your home. Test them monthly, and change the battery annually or as needed.

“Fall” Into a Policy

“Fall” Into a Policy