We all know that insurance is important. Medical insurance helps when we get sick. Homeowners insurance pays if something happens to your house. Auto insurance so you can get your car fixed it you wreck it. People get these insurances, pay the premiums and don’t think much about what it takes to be approved for it. It’s as if people automatically assume they qualify for it. I mean, it’s insurance. Everyone can qualify for insurance. All kinds.
But some people exclude one type of insurance from the "obviously I can get it" category…
Many people seem to think that just because they have some ailment, they cannot get life insurance. However, this is not the case. For example, just because a person has Fibromyalgia, this does not mean they cannot get life insurance. As for foot pain, it’s problematic for walking, but not for obtaining life insurance.
Even if you fracture a bone, it won’t break an insurance company’s trust in you to give you life insurance. Unless of course you broke your leg jumping out an airplane, but even then you could still get life insurance, you’d just have to pay more for it.
So, there’s no need to think you can’t get life insurance just because you have an injury of suffer from an ailment. And for the most part, you won’t suffer a fainting spell when you get your insurance quote. Of all the insurances, life insurance is the most affordable. It’s also one of the most important.