Not too long ago, if you suffered from a kidney disease or kidney stones, you would either have to pay a prohibitively high premium for health insurance or you wouldn’t be able to obtain health insurance at all. You’d most likely have to rely on government medical programs for any health issues beyond your kidney problems that might arise, or you’d have to go to an expensive private practitioner. Well, those days are gone thanks to the Affordable Care Act.
One of the major points of the healthcare act is that a pre-existing condition, such as kidney disease, can no longer be a cause for the rejection of a health insurance application or denial of coverage. What this means is that if you suffer from kidney disease and require special medications, care, or even dialysis, you will be able to obtain coverage and needed medical services. Your required medications will also be fully covered.
Of course, your new coverage may still require co-pays, both for office visits and medications. However, thanks to the provisions in the new law, you will be able to afford the coverage that you can no longer be denied.