Yes, according to the word dictionary, and human intelligence, love is definitely spelled L-O-V-E. However, really smart people with families and responsibilities spell love a totally different way; I-N-S-U-R-A-N-C-E. That’s right, getting insurance on your children and your pets, and yes, even your spouse tells them that you care, even if you don’t.
Getting Sick is Not an Option
Have you looked at a medical bill lately? Well, you should. If you visit the ER with complaints of a headache, those aspirins might cost you $5 to $10 a pop. This depends on the strength, of course. Please don’t get really sick, and need long term care, that’s another $500 dollars a day. Let’s face it, if you don’t have health insurance, you can’t afford to get sick.
No Discounts in the Life There After
Whatever, you do, please don’t forget to take out life insurance. There is a saying that goes, “You are worth more dead than alive.” Well, that might be true. Department stores run specials all the time, you can get your clothing and household items on special, or probably half off. But who will seriously offer you half off on your burial? That is unheard of.
You don’t want your family to remember you dressed in your favorite suit, and being lowered into the ground with a cardboard box. If you can have friends with benefits, why do have life insurance with benefits too.
Take Insurance Seriously
Don’t take being healthy for granted. Although, it does pay off, if you are looking for health and life insurance. If you are a smoker, your insurance premium has just increased and so is your risk for heart disease and lung cancer. The price of your insurance coverage depends on your lifestyle. Even if you have not taken the best care of your body, you can still get coverage for any pre-existing illnesses, but it is definitely going to cost you. So, pull out those “Duckies” and show some real love.