Bah. Who needs insurance coverage? I am Superman. I am invincible. I am perpetually young, I am healthy. I can leap tall buildings. I catch bullets in my h and. I can fly. Nothing can stop me or slow me down. Sure, Lois needs those annual exams, and Jimmy Olsen needs to see a chiropractor for the carpal tunnel he gets lugging that camera around. But me? You do know that Clark Kent’s glasses are only a disguise, right? It’s not like I need to see an optometrist.
Insurance is for feeble mortals. Or people like Peter Parker, who got a spider bite and ended up with an infection that messed him up big time. But what are the odds of that happening to me? I’m not going to be paranoid and let the fear of some little spider dictate my life!
Me buy insurance? I will be the laughing stock of my superhero friends! Sure, I have Lex Luthor constantly plotting ways to destroy me. And, yes, I am always putting myself in dangerous situations to fight off bad guys. But why should I worry? Superman will never ever get sick.
Hmm, does a Kryptonite allergy count as a pre-existing condition?