Teen Driver Behind The Wheel? An Insurance Agent Tells You Why Full Car Insurance Is Essential
I suppose it happens to every parent. Their teen becomes old enough to drive. Yikes! The moment I saw her jump behind the wheel of our vehicle and back into the house planter while scaring the dog biscuits out of Miss Daisy, the neighbor’s pet Doberman, I knew it was time to get in touch with my insurance agent.
I wanted to make sure we had the most comprehensive auto insurance to protect my family and other drivers on the road in our Brentwood, Southern California, neighborhood. Our agent is great. Not only did he make sure we had collision and liability insurance, but he explained how important it was to have uninsured motorist bodily injury and uninsured motorist property damage insurance. I never even heard of this coverage before.
According to the California Department of Insurance, uninsured motorist bodily injury and uninsured motorist property damage coverage protects my family when injured and my vehicle when damaged by a driver who doesn’t have insurance.
The next time my daughter asks for the car keys to meet her friends at Topanga State Park, I won’t hesitate to let her go. Thanks to my insurance agent, I am more at ease when my daughter gets into the driver’s seat.
An Insurance Agent Who Treats New Homeowners With Respect
I am now a homeowner of a small bungalow in Brentwood Glen. I’ve been doing the happy dance for the past six days as I moved my things from my cold, wet New Engl and home and rode out to sunny California. As I sashayed my boxes up to the house, I almost did a head-slap moment. Or rather, a dead branch from the juniper tree bounced off my roof shingles and hit the grass only feet away, causing little damage to my new home.
Homeowner’s insurance. I forgot to get homeowner’s insurance.
Yeah, it wasn’t the brightest moment in my life. I definitely felt like putting on my “I’m with Stupid” tee shirt with the arrow pointing up at me. But at least I figured it out before something serious happened to my home. Being new to California, I wanted to make sure I had the right residential insurance, as stated by the California Department of Insurance. The agent I found explained the entire policy to me while indicating what would be best to get, such as earthquake coverage, which I never had to deal with for my New Engl and home. Despite my boneheaded moments, the insurance agent treated me with respect and underst anding. I am so glad to have met him.
My Superhero Insurance Agent Saved The Day
I feel like marrying my insurance agent. At the very least, I want to make her a superhero costume with large “IA” letters stenciled on the front, because she sure saved the day for me.
My ex-spouse didn’t inform me when she canceled the insurance policy on my car. I received a suspension notice from the California Department of Motor Vehicles about how they didn’t receive a replacement policy in the specified 45-day period, as explained on the California Department of Motor Vehicles website.
I contacted my insurance agent immediately and explained the situation. She worked fast to get everything squared away with my insurance policy and make sure I submitted the right reinstatement forms and fees so that I won’t be driving illegally. Now, I have my up-to-date vehicle registration with the required insurance policy.
I’ll never leave my superhero agent. Boy, they are really there at all hours when you need them.
Stories like these are the stories that we strive for at Susman Insurance Agency. Let us earn your business and become your superhero!