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Wildfires are Scary so I have Home Insurance

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Wildfires are Scary so I have Home Insurance

I do not have to worry about wildfires destroying my home because I have a home insurance policy . My agent recommended that I made sure I asked for replacement cost of my home , not the cash value of my home . My policy will cover fires inside and outside the home such as a wildfire.

I live in a zone of the United States that is prone to wildfires, so I had my agent and an endorsement to my basic policy for additional coverage. This costs me only pennies more per month , and I am secure in the knowledge that I am well covered .

My homeowner’s policy will pay for living expenses while my home is rebuilt or repaired . If there is a wildfire in my area and the fire does not damage my home , but the smoke and soot did damage my policy will pay for repairs and cleanup.

Be sure you have the right homeowners insurance to protect your home from wildfires
Be sure you have the right homeowners insurance to protect your home from wildfires

This wildfire endorsement will cover over and above of what my basic coverage pays . This policy does state that it will not pay for extraordinary circumstances such as a, bar-b-q gone wrong , or a fire pit not constructed safely resulting in major damage to my home .

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