[youtube]http://youtu.be/qRGSEERnYSQ[/youtube]Lynda and Alan Striepe were both schoolteachers. She was known for her musical ability as a pianist. Alan had a reputation as a bright, fun and quick-witted individual. Through Lynda’s employer, North Hills school district, she had the opportunity to enroll herself and Alan in long-term care insurance policies and did so. At age 54, Alan developed what his doctor’s termed “galloping Alzheimer’s disease” due to the rapidity of symptom onset. He was aware enough of his diminishing facilities to become easily frustrated and angry, a situation that Lynda was unable to h andle at home even with a full-time caretaker. He was admitted to a nursing home where he died shortly thereafter. Because of his policy, his home and facility care was paid for from Day 1. Lynda was able to retire early and devote herself to their family and her other interests.