I have discovered some simple truths about insurance in general, and car insurance in particular.
I’ve learned if you want to save money on your homeowners’ insurance, don’t burn down your house. If you want to save money on health insurance premiums, get healthier. You can even save money on life insurance by losing weight or quitting smoking. I’ve also discovered the irrefutable truth that I save money on car insurance by driving safely.
Oh, driving safely doesn’t mean doing 55 in a 70 or putting your turn signal on a block ahead of time. It just means paying attention, practicing some defensive driving skills and of course, obeying the traffic laws. Sounds simple enough, but you may be surprised at the number of grown adults who choose to pay more for their auto insurance by ignoring these things. Then of course, you have those who tempt the car insurance premium gods by texting while driving. To each his own, I guess.
Look, I know I save money on car insurance by driving safely. You can too. Give it a try. You may not only save some money, you may just save a life.