Individuals who suffer from chronic conditions often worry about whether or not they will be eligible for life insurance. A chronic urinary tract infection can be a sign of more serious health conditions such as diabetes or kidney disease. Ulcers can be indicative of high levels of stress and digestion problems..
Knowledgeable insurance agents who specialize in life insurance will be able to tell their clients what they need to do to become eligible for different types of insurance. For patients with chronic conditions, eligibility is not out of reach if they are diligent in keeping up with their doctor’s orders.
Insurance companies recognize the advances in healthcare and underst and their impact on the quality of life of patents. Patients who receive adequate medical care can live longer, more active lives. Conditions that were once considered chronic can now be remedied with lifestyle changes and medications designed to control symptoms. In some cases, proper medical care can make conditions like ulcers and the occasional urinary tract infection,, things of the past.
When applying for health or life insurance, a person must disclose their complete medical history. Chronic conditions are no longer obstacles for people who are receiving treatment. Patients who maintain their treatment plans and can prove they are under the direct care of a physician can maintain their eligibility to qualify for life insurance.