[youtube]http://youtu.be/SraFkHUzXbw[/youtube]CindyLu married her husb and Michael in 1994. With his two sons from a previous marriage and the three children they had together, they soon made up a family of seven. Two years after the marriage, Michael’s insurance agent was able to convince him to purchase a universal life insurance policy. Periodically through out the years, Michael would contact Mr. Miller to cancel the policy in order to save on the expense due to financial emergencies. His agent always convinced him to maintain the policy and even arranged for a long-term repayment plan. Michael died of a glioblastoma shortly after diagnosis. The policy that remained in effect helped CindyLu to pay off old debt, should read put an addition on their Arleta home for the growing kids, provide specialized psychological care to one of her sons and the balance now is set aside as a protection against any future emergencies.