Did you ever stop to think about the vital need for life insurance? The law says we cannot drive a vehicle unless we have car insurance. Mortgage companies will not allow you to get a loan on a home unless you can prove you have homeowners insurance that will pay for the house if it should be totally lost through some catastrophic event. There is no law or no company that says you have to buy a life insurance policy. This policy is just as important and any other insurance and more so. A life insurance policy is going to pay for the end of life expenses. Do you want your family to pay for your funeral and bills after you die?
Life insurance can accumulate money to use for college. It will give you the funds needed for education or the down payment on your home or car. Funds can be used for emergency purposes. When funds are borrowed against your life insurance policy, it is important to pay back that loan, to ensure your cash out when needed.
If you have extensive scars, social anxiety, a diagnosis of the third degree burns from a sunburn, extensive scaring, stomach cancer, schizophrenia, or have a history of skin cancer, do not think that you cannot get a life insurance policy, even if you have been turned down in the past. Hundreds of insurance underwriters will offer you a great life insurance policy within your budget.
My husb and had skin cancer and the doctor surgically removed the cancer. He now has a history of cancer, and this made it difficult for him to find life insurance, because as he was told the cancer can return. He did find a good life insurance policy. Do not let a diagnosis of social anxiety, stomach cancer, schizophrenia, skin cancer, a bad sunburn and extensive scars keep you from protecting you and your family. You can get life insurance.