Earthquake insurance in California. Do you need it? We know we have earthquakes here, no question about that. So yes, you do need to get earthquake insurance. According to the California Earthquake, “Every day is earthquake season in California.”
The California Earthquake Authority has a great 7 Steps to Earthquake Safety listed on their web page. Here is a copy of it
Prepare 1. |
Secure Your Space by identifying your hazards and securing moveable items. |
2. | Plan to be Safe by creating a disaster plan and identifying communication needs. |
3. | Organize Disaster Supplies in convenient locations. |
4. | Minimize Financial Hardship by strengthening your property and considering insurance. |
Survive 5. |
Drop, cover and hold on when the ground shakes |
6. | Improve Safety by helping the injured, preventing further damage, and evacuating from tsunami zones. |
Recover 7. |
Reconnect and Restore daily life by reconnecting with others, repairing damage, and rebuilding community. |
All very good advise. What it comes down to is prepare, prepare, prepare. And don’t panic! There are many options available to get coverage and many insurance companies or organizations that will offer different options for you. Looking for a small deductible? We can do. Looking for a catastrophic policy only? Got that too. We have multiple insurance companies that offer earthquake insurance on a st and alone basis or in conjunction with your property insurance.