Insurance for My iPhone

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Insurance for My iPhone

Why in the world would anyone consider paying this ‘cheap price’ per year for iPhone insurance? If anything happens to my iPhone, I will just pull another $500.00 out of my pocket and buy a new phone. I have often thought that I paid a lot of money for my phone so I am not going to let anything happen to the phone, I do not need an extra bill for phone insurance.

My iPhone
My iPhone

This thinking is so wrong. Few people have enough money just come up with extra bucks for a new iPhone at a moment’s notice. I am no different from many other people. This phone is what keeps me in the loop, although sometimes it does cause me to be loopy and I have thought of getting rid of the thing, and then I come to my senses.

A cell phone is a necessary part of a business owner’s life and anyone’s life in fact. Remember the old pay phones, if old enough. Needing to make calls meant hunting down a pay phone on the next street corner or in a store, hoping that it no one was using the phone, there was change in the pocket to make the call and lastly the phone had no, “Out of Order”, sign hanging on it. A cell phone has changed society for good and the cell phone has become a necessity of life.

I have come to realize that all the important things in life, material possessions and people need insurance, and this is a smart thing.

My son has insurance on his iPhone. He uses this iPhone for pleasure and business, and one day my son and his wife went to an amusement park and on a roller coaster ride. My son stuck his iPhone in his shirt pocket. When the coaster went through the loopy de loop, the phone flew out of the pocket and fell to the ground. He got the phone back but the screen was shattered. Thank goodness for insurance.

My daughter the nurse felt she could not add one more bill to her list of debts so avoided insurance. One day her cell phone flew out of her pocket and into the toilet. She went into instant shock having to dip her h and into the toilet to get it and finding out from her dad that, yes, it was ruined sent her into depression. She had to wait one month so she could have enough money to replace the phone.

No one wants a cracked phone screen; admit loss, thief, malfunction, or drop their phone in a toilet but it happens at the most inopportune times. It is better to place insurance on the iPhone and protect yet another expensive investment.