At first I thought it was a little weird but then I considered the fact that I can save on my car insurance if I have theft protection, and can save on my homeowners’ insurance if I have a fire alarm. Then I remembered I could save on life and health insurance because I quit smoking.
Wow, I had an epiphany. My behavior was having an effect on my insurance premiums! This meant I could spend a little money short term and save money long term. It is kind of like buying a energy efficient vehicle. Sure, I could be paying more for a new car, but how much money would I save on gas over a few years?
Not only do I experience insurance premiums savings, but I have better peace of mind for me and my family. That’s right, I’m proud of it. I save money on my home insurance by having a burglar alarm and it provides better security for my family. What can I say…I’m frugal.