When you live in California, the song "I Feel the Earth Move" is more than just a fun tune for dancing. The Golden State is known for Hollywood, smog and earthquakes. According to the U.S. Geological Survey, Southern California experiences over 10,000 earthquakes a year. Most are so small, no one feels them. However, there are quakes that we do feel, and those are the ones that can do the most damage to property and cause injuries.So, to protect ourselves when the earth decides it needs to adjust itself, we have insurance.
But California isn’t the only state that deals with earthquakes, so don’t think that just because you live in Roanoke you don’t have to worry about it. The USGS reports that 39 states could experience an significant earthquake. Significant being a quake of at least a 7.5 magnitude on the Richter scale. That means 75 million people at any given point might see their wedding pictures quiver, their china shimmy and their dogs running around barking at the ground.
Check with your insurance agent and find out your risk for an earthquake. Once you know the possibilties you can decide if earthquake insurance is right for you.