[youtube]http://youtu.be/Ds3KeoKRrOw[/youtube]Barbara Fosberg is an attractive, elderly practicing attorney who chose to attend law school late in life after her husb and, a former State Department attaché retired. After a melanoma scare, Barbara sought out long-term care insurance for the two of them in the event that the condition recurred. As life would have it, her deeply intelligent, multilingual developed Alzheimer’s disease. The situation soon progressed beyond what Barbara could h andle at home even with provided nursing assistant. After touring Sherman Oak’s nursing homes, she finally discovered a small group home limited to eight patients. Because of their coverage, she was able to keep her home instead of “spending down” to Medicaid-level poverty to provide for his nursing home care.