[youtube]http://youtu.be/wnVvIKw5R24[/youtube]Barbara met and married her husb and, Vance, 1965. She worked in, and retired from, the nursing home industry and so was familiar with aging and different individual needs. Because of this background, it was important for her to purchase long-term care insurance policies for herself and Vance in the event that one or both of them became ill. Shortly after she purchased these policies, she experienced a heart attack and was then diagnosed with brain cancer. They both assumed that Vance — in excellent health — would be Barbara’s caretaker. Vance was diagnosed with progressive dementia in 2001 and required around-the-clock care at his home in Atwater Village by 2005. As expressed by Barbara, this policy gives a patient and a family “choices” and the ability to remain at home, if desired.