Everyone worries about how their loved ones will survive without them. Obtaining life insurance can eliminate one of those worries by providing your loved ones with the financial means to get through the lean times. To get that security, you must first apply for life insurance and meet the eligibility requirements each company has in place.
Policies often stipulate the level of health they expect each applicant to possess. Times have changed to an extent and those restrictions have become much less daunting. Chronic conditions are often allowed if the person is actively receiving treatment. Conditions that involve mental behaviors such as nail biting and narcissistic personality disorder are being allowed because both can be controlled fairly easily with medications and counseling.
Neck pain can be the result of an accident, injury or high levels of stress. Unless it is accompanied by severe health concerns, most individuals who endure chronic pain in the neck and shoulders are often accepted by insurance companies because their condition is not considered to be life threatening. Conditions involving the neck and shoulders are mostly thought to be associated with stress.
Making positive lifestyle changes and seeking medical attention for any pain that lasts longer than 7 to 10 days shows insurance underwriters the patient is actively working towards improving their overall heath. Individuals who often put the extra effort into living a more holistic life are often approved for life insurance even if chronic conditions are present.
