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Boomers Need to Address Long-Term Care Needs

April 1, 2015 - A new study by the American Council of Life Insurers (ACLI) shows that baby boomers need to pay attention to the very real possibility they may need long-term care. The reason: escalating long-term care costs. “Long-Term Care Insurance or Medicaid: Who Will Pay for Baby Boomers’ Long-Term Care?” sounds the alarm on a potential national long-term care crisis. More important, it is a call to action for individuals to include long-term care in their retirement planning, said ACLI President & CEO Frank Keating. The study shows that a one-year stay in a nursing home averages nearly $70,000 for a private … Continue reading »

Boat Insurance – which one for you?

March 31, 2015 - You might not have realised it, but boat insurance is the oldest kind of insurance there is. People have been insuring their boats since the 17th century, and over time a number of standards have arisen. The chances are, though, that you’re probably much more familiar with car insurance – so the good news is that car insurance and boat insurance are actually very similar. Basically, there are three situations you can be insured against: your boat (or its cargo) being damaged, your boat sinking, and your boat hitting another. Although few countries make it a requirement that your boat … Continue reading »

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